Umm.

I may need to go get some help here, we had to get a couple of payday loans awhile back. We got them paid back but now we may need to use them again. We simply cannot afford certain items right now. We have a flat screen tv that we cannot afford the payments on so its going back til' we can afford it again. With my boyfriend being let go at his job...and finding a job the next day. We need to think about what is important right now. Like rent and stuff. We hardly have enough food half the time. You know its bad when you split a pound of hamburger into three pieces for meals. Or split a chicken breast between you and your Son. Someday...we will have that extra money for the good things in life.

A friend of mine asked about those payday loans and since she wasn't working I told her she had to have a job to qualify and earn enough money. Some people just seem to think that they can go and get these. Then I had another friend who does work and asked. And since I knew her history of paying bills wasn't too good. I tried to sway her cause I was trying to be a friend for one and help her make a smart decision.